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Does Insurance Cover the Morning-After Pill?

Some health insurance providers cover the cost of the morning-after pill. Depending on your insurance policy, you may need a prescription for emergency contraception in order to have the cost covered. You can get the morning-after pill at local stores or online at Nurx™.

Insurance Coverage for Emergency Contraception

The cost of the morning-after pill is covered by many health insurance providers. However, the rules for getting coverage may differ depending on your specific insurance policy.

Although the progestin-only morning-after pill is available over-the-counter, some insurance providers require a prescription in order to have the cost covered. In addition, some insurance providers only cover the cost for certain brands of the morning-after pill.

Depending on which state you live in, you may or may not need a prescription.

Call your insurance provider to learn more about your options for emergency contraception coverage. Be sure to ask about specific brands that are covered and whether a prescription is required.

Cost of the Morning-After Pill

If you do not have insurance coverage for the morning-after pill or you don’t have time to get a prescription before buying it, you will need to pay the full price. Plan B One-Step costs around $50. Generic versions of Plan B, including Take Action, Next Choice One Dose, and My Way, cost around $30.

Where to Get the Morning-After Pill

The morning-after pill is available without a prescription at pharmacies, drugstores, and major retailers like Target, Walmart, Walgreens, Rite Aid, and CVS. If you recently had unprotected sex, it’s best to get the pill locally since it needs to be taken within a few days to be effective.

To get emergency contraception for future use, you can purchase the morning-after pill online at Nurx. Because Nurx works with many health insurance providers, the cost of the pill may be covered.

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